Injury Compensation and Questioning Timeline or Evidence
After an injury, whether from a car crash, a slip and fall, or another incident caused by someone else’s illegal activity, you may assume that compensation is a straightforward process. Yet some find that insurance companies use delay and denial tactics that can jeopardize your recovery.
For instance, an insurance adjuster may question the timing of your medical treatment, dispute the legitimacy of your injuries, or even attempt to blame you for the incident. This is why speaking with a Clearwater criminal lawyer as early as possible is critical.
Delay and Denial Tactics You Should Know About
Insurance companies are in the business of minimizing payouts. Even if you clearly qualify for compensation, adjusters may attempt to reduce or deny your claim using the following tactics:
- Questioning the timeline. If you waited even a few days to seek medical attention, the insurer might argue your injuries weren’t serious or were unrelated to the accident. They may claim that if the injury was truly significant, you would have sought immediate care.
- Challenging the evidence. Adjusters often look for inconsistencies in medical records or witness statements. They may also argue that surveillance footage or photographs don’t support the severity of your claim.
- Delaying communication. Insurance companies may intentionally take weeks (or longer) to respond to communications or process documents, hoping you’ll become frustrated and accept a low offer.
- Requesting excessive documentation. Some adjusters flood injured parties with repeated requests for documentation, even after it has already been submitted, creating a paperwork nightmare designed to stall your case.
- Shifting blame. Even in clear liability cases, insurers may suggest you were partially or fully at fault, reducing or eliminating their responsibility to pay under Florida’s modified comparative negligence rule.
Too many injured individuals wait until the claims process becomes unmanageable before contacting an attorney. But by then, damage may already be done as evidence may have been lost, deadlines missed, or lowball settlements accepted.
Don’t Wait to Protect Your Claim
If you’ve been injured due to someone else’s actions, don’t let the insurance company control the narrative. Legal professionals can help if you were hurt because of someone breaking the law and causing you harm. An experienced Clearwater criminal lawyer knows how to hold responsible parties accountable for illegal activity and counter tactics to deny claims.
By getting legal help early, you give yourself the best chance at securing the compensation you deserve without falling victim to delay strategies or pressure to settle for less. Attorneys can take immediate steps to protect your rights, such as accurately calculating the full value of your claim (including future costs and emotional distress), negotiating a fair settlement, or preparing for trial if necessary.
What questions do you have as you move to access funds to pay for injury expenses? Your recovery shouldn’t be at risk because of an insurance company’s tactics, get the support you need to protect your future. Have a conversation with the legal team at King Law Group to learn more. Schedule a confidential consultation today.